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![]() Medical bills can pile up quickly. Failure to promptly pay can result in collection notices, negative impact on your credit rating, and lawsuits. If you are injured in a car wreck, and you have medical payment coverage, your insurance will pay the bills up to the amount of your limits. If you have health insurance, it should pay the bills. You may have to meet a deductible and make co-payments. If you don't have health insurance you may qualify for government assistance like Medicaid. Some medical providers will accept a lien on your case. This means they agree not to collect the amount due now, and you agree they will be paid out of your settlement. There are private lenders that will loan money to pay for medical bills.
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